Get covered now. Pay the way that suits you.
Pay your premium in full, split it into two or three payments, or spread it over 10 months with insurance premium financing powered by Invictus.
Pay in full
One payment for the full premium.
Two payments
Half now, half later.
Three payments
40% now, then two payments of 30%.
See how your payments split
Enter your annual premium and pick an option.
Two payments (50:50)
How premium financing works
We help you choose your cover and get the premium from the insurer.
You apply for financing. Invictus reviews and approves the plan.
Invictus pays the insurer, and your cover is issued.
You repay Invictus over 10 months.
Good to know
Financing is subject to Invictus’ approval. Missing a repayment can lead to the policy being cancelled under the plan’s terms, so we remind you before each payment is due.
Ready to choose your payment option?
Start a quote and tell us how you’d like to pay. An advisor confirms what’s available for your cover.
Payment plan questions
Which option is right for me?
It depends on your cash flow and the policy. Your advisor shows you which options are available for your cover and what each one costs in total.
When are the 50:50 and 40:30:30 payments due?
Your advisor confirms the dates for your policy before you pay. They depend on the product and insurer.
Does premium financing cost more than paying upfront?
Usually, yes: financing adds a cost on top of the premium. Invictus shows you the full cost before you sign.
What happens if I miss a payment?
Under instalment and financing plans, a missed payment can lead to the policy being cancelled under the plan’s terms. We remind you before each payment is due.